Embed. Empower. Scale.
The Retainage Problem
Retainage is more than just a holdback—it's a critical financial bottleneck that slows down projects and stresses relationships. We address the core pain points head-on.
Retainage Is Trapped Capital
Contractors earn the money, but can’t use it until the end of the project.
Contractors Carry the Burden
Subs and GCs often finance the job while waiting on money they already earned.
Late Draws Hurt
Late draws create stress, disputes, and cash-flow problems across the project.
Put Retainage to Work
Retain-Edge turns retainage into working capital, interest income, and payment accountability.
STEP 01
Set Up the Project
Retain-Edge works with the owner, GC, to align the project contract, retainage terms, and payment schedule.
No change to normal billing, pay apps, or cost reporting.
STEP 02
Assign the Retainage
The retainage is assigned to Retain-Edge while the owner keeps the funds in their possession.
This is what allows Retain-Edge to put retainage to work without disrupting the project.
How It Works
STEP 03
Unlock the Capital
GCs and subcontractors can use earned retainage as collateral, earn interest, and access working capital before the job is finished.
STEP 04
Enforce Monthly Payments
Retain-Edge helps hold owners and GCs accountable to the monthly draw schedule.
We follow the contract terms — no informal grace periods, no chasing, no excuses.
Better for every
Retain-Edge makes retainage work for the project — not against the people building it.
Project Owners
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Keep retainage funds in your possession
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Protect the project without weakening contractors
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Reduce payment disputes
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Support a stronger contractor team
stakeholder
General Contractors
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Use earned retainage as collateral
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Earn interest on retained funds
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Improve cash flow during the project
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Keep subcontractors financially stronger
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Enforce monthly payment timelines without being the bad guy
Subcontractors
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Access retainage already earned
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Use earned retainage as collateral
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Earn interest on retained funds
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Get monthly draws paid on time
Frequently asked questions
Put Retainage to Work on Your Next Project
Retain-Edge helps GCs and subcontractors use earned retainage as collateral, earn interest, and get monthly draws paid on time.
We’re building our early launch list now. Sign up below, and invite your GC, subcontractors, or project owner so your next project can use Retain Edge from day one.